I’m in the final process of my book, “The 529 Handbook”. Vote for the cover(s) you like the most. Feel free to add comments telling me why you liked/disliked a particular cover: https://99designs.com/contests/poll/f1a5a0824e
A couple of weeks ago, Virginia529 started giving away $25 to anyone opening a new account. The offer expires this Friday, April 30th, or whenever enough people have signed up for it. My wife and I created new accounts for each of our six children, as well as for each other, netting $350 in free… Continue reading Jumpstart 529 Savings with a Free $25 Giveaway
One of the joys of being a parent is teaching my six children about their needy Uncle Sam. This year, I helped four of them file taxes, two of them for the first time. We used a variety of methods to file their taxes and had some good discussions along the way. Número Uno Our… Continue reading Child Tax Returns – 2021
It’s tax season at the OchoSinCoche household. As I started digging into my tax return for 2021, I quickly came to the realization that I had made a significant mistake with my backdoor Roth IRA contribution in 2021. Instead of making a non-taxable conversion, I had unexpected triggered a Roth conversion that was 96% taxable.… Continue reading Botching the Backdoor Roth IRA
When I read about Earning an Easy $250+ with Uber Eats, I pretty much ignored it. While I’m generally on board with overcomplicating my life, chasing bank bonuses and sticking it to The Man, usually it involves larger sums of money and requires talking to no one. Oh, and doing no work. Getting in my… Continue reading Sticking It To The Middle Man: Uber Eats Deal
This is my second State of the Blog. You can find my 2020 post here. Reminder: Why I’m Blogging My primary reason to blog is that I love thinking about all things personal finance and writing about it helps bring clarity to my thoughts and gives me some accountability. This blog is a success for… Continue reading State of the Blog – 2021 Edition
November 2021 Update I started this blog two years ago. Hurray for my blog-a-versary. I’ve done a pretty good job with weekly posts that at a minimum have interested myself, if few others. I find I never lack for topics and writing regularly has been clarifying. That said, I’m going to pump the brakes on… Continue reading November 2021 Update
In October I started a new gig. By changing employers, I was eligible to roll over my Principal 401k balance into my IRA accounts. How did I get here? Years ago, I began maximizing my annual 401k contribution. During the four and half years that I was at Startup Inc, I made the maximum contribution… Continue reading How to Rollover A 401k With Principal
Many Americans receive their health insurance coverage through their employer. When I left my employer at the beginning of October, our family’s coverage was impacted. In my case it was pretty simple: my new employer provided a health plan comparable to StartupInc’s. But this isn’t always an option for everyone. In 1985, Congress created a… Continue reading Keeping My Healthcare Plan
One of the ways our family enjoys spending time together is by playing board games. It’s our way of finding ways to interact and laugh together. Every year we add games to our collection and with the holiday season right around the corner, I thought I’d share some of the games we played this year.… Continue reading Games We Played in 2021
