The A1C is the number that a diabetic uses to determine how well they’re doing managing their diabetes. Over time, a diabetic who consistently runs a high A1C, they face significant health risks. By checking their A1C regularly, diabetics can track how well they’ve been managing their diabetes over time. When I read about J.… Continue reading My Financial A1C
Despite complications to my taxes, I have personally found the financial benefits of participating in employee stock purchase plans (ESPPs) to outweigh the cons. What’s an ESPP? In a nutshell, ESPPs give employees the opportunity to buy company stock directly from the company at a discount. Employees choose a percentage of their salary to set… Continue reading A Tale of Two ESPPs
Every year I learn something new when I complete my taxes. This year was no different. A Seventeen Year-Old Is Not a Child The first thing I found out this year was that my oldest, who turned seventeen in 2019, no longer qualifies for the Child Tax Credit. I had thought I had until the… Continue reading Taxes – 2019 Edition
Reviewing the 2017 changes to the federal income tax laws brought me back to a conversation I had years ago with a coworker, who I’ll call Jason. Jason suggested that alternating between taking the standard deduction and itemizing my deductions could reduce my taxes. Come again? To understand this tax optimization, let’s take a look… Continue reading Bunching Charitable Contributions For Lower Taxes
