Here are some highlights of October 2020. Creating Zoom Video Backgrounds I haven’t stepped foot in the office since mid-March when the pandemic started in earnest. Instead, I’ve been meeting with coworkers via Zoom. Early on, I decided to use photos from our trip to Spain as my background. It was a fun way to… Continue reading October 2020 Update
Recently, I came across an article titled How To Be Broke on $75,000 a Year. As I reviewed the sample budget, one thing that stuck out was the monthly life insurance payment of $100. There seemed to be a lot going on there that didn’t seem prudent. Who Needs Life Insurance Life insurance is for… Continue reading How Much Life Insurance Do I Need?
A couple of years ago, I closed my Wealthfront account. After closing my account, I set out to DIY a tax loss harvesting system, modeled after Wealthfront. I’m tempted to call it my level 5 asset allocation strategy. Building my own tax loss harvesting system has a few advantages, including: Avoid Wealthfront’s .25% management fee… Continue reading Tax Loss Harvesting Update – October 2020
The question “should I delay taking Social Security” isn’t a question that I will personally need to answer for at least two decades. However, I had a conversation recently that got me thinking about the mathematics behind the decision and I decided to take a look. To better understand the tradeoffs, throughout my analysis I’ll… Continue reading Delaying Social Security Benefits
September 2020 Update It’s crazy to think that almost exactly one year ago we’d just arrived in Spain for our 81-day family trip. Remember, back when travel to foreign places used to be a thing? This September has been a little bit different, mostly uneventful. Having our oldest at college has been a little different.… Continue reading September 2020 Update