Many Americans receive their health insurance coverage through their employer. When I left my employer at the beginning of October, our family’s coverage was impacted. In my case it was pretty simple: my new employer provided a health plan comparable to StartupInc’s. But this isn’t always an option for everyone. In 1985, Congress created a… Continue reading Keeping My Healthcare Plan
October 2021 Update My favorite season is Fall. The leaves are gorgeous and the temperatures are cooler. We squeeze in some family camping trips, especially on weekdays when campgrounds aren’t mostly vacant and the only other families are either retirees or homeschoolers like us. Camping in New York and Ohio Our big camping trip this… Continue reading October 2021 Update
My employer’s benefit year starts on October 1st and continues through to September 30th of the following year. With the close of the benefit year a few weeks ago, I thought it would be interesting to look and see how much health care our family consumed last year. Let’s see what I found. Meeting Our… Continue reading Consuming healthcare in 2020
With the annual benefit enrollment period closing at work, it got me thinking about whether I could contribute to a health savings account (HSA). I’ve had HSA accounts with two previous employers, but my current employer doesn’t offer it. Could I still open an HSA on my own to get additional tax savings? HSA Requirements… Continue reading Can I Contribute to an HSA?
It’s that time of year, again: benefit open enrollment. What? It’s only September, you say? Don’t most benefit periods start at the beginning of the year? Turns out, not always. The startup I work for just celebrated its fourth anniversary and the benefits calendar nearly coincides, running from October 1st to September 30th of the… Continue reading The FSA Crystal BalI