Computers · Frugality

How to Build a Personal Newspaper

Years ago, my first job was delivering newspapers for the local paper. Well, first if you don’t count selling tomato plant starts door-to-door to the neighbors. I have fond memories of delivering papers in sub-zero degrees early Sunday morning. Times have changed. For years now, I’ve been building my own personal “newspaper” or “magazine” of… Continue reading How to Build a Personal Newspaper

Personal Finances

Locking in Natural Gas Rates

It’s that time of the year when offers to lock in natural gas rates show up in my mailbox. The offers usually employ fear driven marketing, preying upon consumers’ fear of paying too much in utilities and of “unexpected” charges. The offers typically refer to the local utility with terms like “unpredictable”, “unexpected”, “gambling” and… Continue reading Locking in Natural Gas Rates

Personal Finances

Should I Pay Off My Student Loan Debt Early?

Like many Americans, I accumulated student loan debt during college. While it’s been years since I was in school and the balance has diminished, it’s still non-zero today. I could have dispatched them years ago but didn’t. However, now I’m giving some serious thought to it in order to simplify my personal finances. Comparing Interest… Continue reading Should I Pay Off My Student Loan Debt Early?

Personal Finances · Travel

Avoid Foreign ATM Fees Using Fidelity’s Cash Management Account

During our family’s study abroad in Spain, one logistic I took on was getting cash for minor purchases that couldn’t be done via credit card. My goal was to avoid paying excessive foreign exchange or ATM fees. P2P Exchange Rates – 0% The first stop on the road to cash was a little unexpected. After… Continue reading Avoid Foreign ATM Fees Using Fidelity’s Cash Management Account