The question “should I delay taking Social Security” isn’t a question that I will personally need to answer for at least two decades. However, I had a conversation recently that got me thinking about the mathematics behind the decision and I decided to take a look. To better understand the tradeoffs, throughout my analysis I’ll… Continue reading Delaying Social Security Benefits
A couple years ago, I opened an account at Wealthfront, one of the popular robo-advisors. Their core tenets of low-cost investing in broadly diversified index funds aligned with my own investment philosophy, and I was curious to see how their tax-loss harvesting system behaved. At the time, they offered to manage the first $10k invested… Continue reading Robo-Advisors Disillusionment
You’re following the advice to max out your pre-tax contributions to 401(k) and Traditional IRA accounts. You notice the balances creeping up and you start to wonder, is there a point when you’ve saved too much in those tax advantaged accounts? Or, as Jeremy over at GoCurryCracker poses the question: “Is Your 401k Too Big?”… Continue reading Is my 401(k) balance too high?