Retirement · Roth IRA

Robo-Advisors Disillusionment

[As with anything tax-related, see my disclaimers.] A couple years ago, I opened an account at Wealthfront, one of the popular robo-advisors. Their core tenets of low-cost investing in broadly diversified index funds aligned with my own investment philosophy, and I was curious to see how their tax-loss harvesting system behaved. At the time, they offered… Continue reading Robo-Advisors Disillusionment

401(k) · Personal Finances · Retirement · Roth IRA

Is my 401(k) balance too high?

[As with anything tax-related, see my disclaimers.] You’re following the advice to max out your pre-tax contributions to 401(k) and Traditional IRA accounts. You notice the balances creeping up and you start to wonder, is there a point when you’ve saved too much in those tax advantaged accounts? Or, as Jeremy over at GoCurryCracker poses… Continue reading Is my 401(k) balance too high?